Pool Costs

Pool Costs in Indiana – Planning Your Dream Pool Budget

Investing in an inground pool is a big decision, and understanding the costs involved is key to making the right choice for your family. At Pools of Fun, we believe transparency builds trust. We’ve been designing, building and maintaining pools across Central Indiana since 1981, and we’re here to help you understand what drives pool pricing—and how to get the best value for your budget.

What Determines the Cost of a Pool?

The price of a new pool isn’t one‑size‑fits‑all. Several elements influence your final investment, including:

Pool Type

The material you choose (fiberglass, vinyl liner or BioDesign) affects both upfront and long‑term costs.

Size & Shape

Larger pools require more excavation, materials and labour. Complex shapes or custom features add to the budget.

Site Conditions

Sloped yards, rocky soil or limited access can increase excavation and labour costs.

Features & Finishes

Extras like tanning ledges, waterfalls, spas, LED lighting, automation and decking materials all impact the bottom line.

Equipment

Choosing energy‑efficient pumps, heaters and filtration systems may cost more initially but save money over time.

Permits & Utilities

Local permitting fees and connecting utilities for electricity, gas or water lines can vary by municipality.

By understanding these variables, you’ll be better prepared to discuss options with your pool designer and prioritize what’s most important for your lifestyle.

Comparing Pool Types & Price Ranges

While prices vary widely based on size and features, here’s a general overview of how different pool types compare:

Vinyl Liner Pools

Typically the most budget‑friendly option. Basic vinyl pools in Indiana start around the mid‑$50,000 range and increase with custom shapes, larger dimensions and added features.

Fiberglass Pools

Pre‑molded shells generally cost more up front than vinyl but include long‑term savings thanks to low maintenance and no liner replacement. Most fiberglass pools start around the low‑$60,000s and scale up with size and extras.

BioDesign Pools

These natural, lagoon‑style pools offer unique aesthetics and features. Pricing is similar to high‑end fiberglass installations and varies based on shape complexity, materials and landscaping.

Remember, these are starting points. The best way to get an accurate quote is to schedule a consultation, where our team will assess your yard, discuss your wish list and provide a detailed proposal.

Long‑Term Costs & Maintenance

When budgeting for a pool, consider not just the installation but also ongoing care:

Chemicals & Water Care

All pools require regular water testing and balancing. Fiberglass and BioDesign pools typically use fewer chemicals due to their smooth, non‑porous surfaces.

Utilities

Heating and filtration systems consume electricity or gas. Energy‑efficient pumps, variable‑speed motors and solar covers can help reduce utility bills.

Liner or Surface Replacement

Vinyl liners need replacing every 8–12 years. Fiberglass and BioDesign surfaces generally last longer and don’t require resurfacing.

Equipment Replacement

Pumps, heaters and filters have lifespans of 5–10 years. Investing in quality equipment and proper maintenance extends these lifespans.

Professional Services

Many homeowners choose weekly or biweekly maintenance packages to keep their pools clean and balanced. Pools of Fun offers a range of service plans to suit different needs and budgets.

Considering long‑term costs helps you choose a pool type and features that fit your budget not just today but for years to come.

Financing & Budgeting Options

A pool is a major investment, but flexible financing can make it manageable. Pools of Fun partners with trusted lenders to offer financing solutions tailored to your budget. Options may include:

 

  • Low‑Interest Pool Loans: Spread the cost over a fixed term with predictable monthly payments.

  • Home Equity Financing: Use equity from your home to fund a larger project, often at a lower interest rate.

  • Staged Payments: Pay for your pool in phases as construction milestones are reached.

Our team will walk you through financing options during your consultation, helping you choose the plan that makes the most sense for your financial situation.

Why Choose Pools of Fun for Transparent Pricing?

01

No Hidden Costs

We provide itemized proposals that spell out every cost—materials, labour, equipment, permits and more—so you know exactly what to expect.

02

Decades of Experience

After installing over 5,300 pools across Indiana, we know how to identify site challenges and avoid costly surprises.

03

Custom Solutions

We work with you to prioritise features and adjust the design to fit your budget, without sacrificing quality.

04

Full‑Service Approach

 From design and construction to retail supplies and maintenance, everything happens under one roof. Our team will be there for you long after installation.

By choosing Pools of Fun, you’re partnering with a company committed to honesty, craftsmanship and customer satisfaction.

FAQs About Pool Costs in Indiana

How accurate are online pool cost calculators?

Online tools can provide rough estimates but rarely account for your unique yard conditions, local labour rates or custom features. A professional consultation is the best way to receive an accurate quote.

Yes, but challenging site conditions may increase excavation and retaining wall costs. Our experts will evaluate your yard and discuss solutions that fit your budget.

Vinyl liner pools generally have the lowest upfront costs. However, don’t forget to consider long‑term expenses like liner replacement and chemical usage.

Features such as spas, waterfalls and lighting do increase your budget, but they also enhance your pool’s functionality and enjoyment. We’ll help you prioritise features based on your lifestyle and budget.

Permit fees and requirements vary by municipality. Our team handles all permitting and compliance, including any necessary inspections, and these fees are included in your estimate.

Get a Free Pool Cost Estimate

Ready to take the next step? Schedule a no‑obligation consultation with Pools of Fun. We’ll visit your home, discuss your vision, evaluate the site and provide a detailed proposal tailored to your needs and budget. With transparent pricing, local expertise and full‑service support, we’re here to make your dream pool a reality—without any surprises.